Basic Information on Medicare Plan A
if an individual is eligible for Medicare Part A, then he can have coverage as an inpatient in health care centers, hospice care, and hospital stays. In order to help people with their health care needs, the government has created the Medicare program which is an insurance for people who meets the qualification requirements for eligibility. Medicare is a help to qualified individuals who are in need of health care in order for them to be able to shoulder the medical costs. The original Medicare package has included Medicare Part A which is an insurance coverage funded by the government and used to cover home health services, nursing home facilities, hospice, inpatient hospital stay, and non medical heath care institutions that have religious affiliations.
Here are the requirements to qualify for insurance coverage from Medicare Part A. The age of the person must be over 65; a person under 65 who has a qualifying disability; and an individual with a terminal kidney condition and on the end stage of the disease.
If you are paying Medicare taxes at work, then you don’t pay Medicare Part A premium. And if your wife’s salary is also being deducted for Medicare taxes, then it also holds true – no premiums. If you are over 65 and you qualify by meeting certain requirements of citizenship, they you may also take advantage of Medicare Part A for a cost. Medicare Part A can also be purchased by individuals who are over 65 and suffering with a disability but are no longer eligible for free because they were able to return back to work in some capacity. You need to pay a monthly premium for Medicare part A and you are also required to purchase Part B when you purchase part A.
Medicare coverage will automatically begin on your 65th birthday, on the first day of the month, as long as you are collecting social security or benefits from the Railroad Retirement Board. 3 months before your 65th birthday, you can expect your Medicare card to be delivered through the mail.
After 2 years of receiving social security disability benefits or RRB benefits for a disabled individual under 65 years old, he becomes eligible for Medicare Part A. During the first month of the third year, you will received your Medicare card. The moment they start receiving social security disability benefits, individual who suffer from Amyotrophic Later Sclerosis gets immediately eligible for Medicare Part A.
If you are eligible for Medicare Part A but you don’t receive RRB benefits if you were a railroad employee or you have social security benefits, then you should enroll for it. 3 months prior to your 65th birthday, you should find out how to enroll from the social security office.